Medical Coder Salary in Cumberland, MD: $33,880 (2026)
Quick Answer:A full-time medical coder in Cumberland, MD earns a median $33,880/year (≈ $16.29/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Cumberland's price level (9% above national, BEA RPP 109.3), that paycheck buys what $30,997 would nationally. Nominal pay sits 7.4% below the Maryland state average.
Based on BLS state-level estimates · View source
As of 2026, the medical coder salary in Cumberland, MD, stands at a median of $33,880 annually. This figure reflects the earnings potential for this profession within a local context marked by a small employment pool of just five medical coders. Salary estimates range from $26,767 at the 10th percentile to $50,330 at the 90th percentile, showcasing the variation in compensation that can occur based on experience, specialization, and types of employers. These figures are derived from 2025 BLS data projected to 2026, taking into account regional cost adjustments that influence local earnings compared to national standards. Notably, the Cumberland market shows lower compensation levels compared to the national median pay of $41,861, indicating a market that may not fully capitalize on the demand for skilled medical coders.
About the Cumberland Market
Salary estimated from Maryland average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $26,767 | $12.87 |
| Lower Range (P25) | $29,957 | $14.41 |
| Median (P50)(typical) | $33,880 | $16.29 |
| Upper Range (P75) | $41,754 | $20.08 |
| Top Earners (P90) | $50,330 | $24.20 |
Median Salary Position
19.07% below the national average
2026 Salary Percentile Distribution in Cumberland
In Cumberland, MD, the medical coder salary spread from the 10th to 90th percentile is $23,563 (2026 est.). At $33,880, the local median is 19.07% below the national median of $41,861.
Salary Calculator
At 40 hours/week in Cumberland: You'd be in the lower-middle range
How Cumberland Medical Coder Pay Compares
Cumberland median: $33,880/year (2026)
| Compared To | Median Salary | Cumberland Pays |
|---|---|---|
| Maryland Average | $36,588 | -7.40% less |
| National Average | $41,861 | -19.07% less |
Medical Coders in Cumberland, MD earn a median of $33,880 per year (2026 est.), which is 19.07% lower than the national median of $41,861 and 7.40% below the Maryland state average of $36,588.
Cost-of-Living Adjusted Salary
Cumberland has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cumberland, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $33,880 is competitive, the higher cost of living reduces purchasing power to an effective $30,997 — a 8.51% reduction.
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2021 BLS Actual
$58,610
2025 BLS Actual
$33,112
2026 Current Est.
$33,880
2021–2027 Growth
+-40.9%
Salary Trajectory for Medical Coders in Cumberland (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $58,610 | Actual |
| 2022 | $49,500 | Actual |
| 2023 | $52,600 | Actual |
| 2024 | $58,677 | Actual |
| 2025 | $33,112 | Actual |
| 2026(current) | $33,880 | Estimated |
| 2027 | $34,666 | Projected |
Based on 5 years of BLS OEWS data for the Cumberland metropolitan area, the median medical coder salary grew -43.5% from $58,610 (2021) to $33,112 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $34,666 by 2027 — a total increase of $-23,944 (-40.85%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Cumberland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $26,767 – $29,957 |
| 3-5 years (Mid Career) | $29,957 – $33,880 |
| 5+ years (Experienced) | $33,880 – $41,754 |
| 10+ years (Top Earner) | $41,754 – $50,330 |
CPC, CCS salary ranges estimated from BLS percentile data. Individual medical coder compensation varies by employer, certifications, and specialization.
Medical Coder Job Market in Cumberland
In Cumberland, the relative scarcity of medical coders—only five are currently employed—can create a unique environment for professionals in this field. With a cost-of-living index of 109.3, living expenses are higher than the national average, which can diminish overall purchasing power and necessitate careful financial planning. Employers such as large healthcare organizations and specialty clinics tend to offer higher medical coder pay in Cumberland, often due to the complexity of services provided and the need for specialized skills. Variability in earnings can also stem from factors like shift differentials, certifications, and the organizational benefits structure. To maximize earnings potential in this locality, aspiring and current medical coders should consider obtaining advanced certifications, seeking positions in larger healthcare settings, and negotiating pay based on the cost of living and specialized skills.
More salary data for Cumberland, MD:
Frequently Asked Questions
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Written by Aisha Patel, RHIT, CPC
Career Analyst
Aisha has over 10 years of experience in medical coding. She specializes in inpatient coding at acute care facilities. Aisha works closely with healthcare providers to ensure accurate coding practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $33,112 for medical codersin the Cumberland metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Cumberland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical coders (SOC 29-2072).
Compiled and verified by Aisha Patel, RHIT, CPC, a licensed medical coder with 10+ years of clinical experience. · View source data at BLS.gov