Medical Coder Salary in St. Cloud, MN: $49,515 (2026)
Quick Answer:A full-time medical coder in St. Cloud, MN earns a median $49,515/year (≈ $23.80/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in St. Cloud's price level (12% below national, BEA RPP 87.6), that paycheck buys what $56,503 would nationally. Nominal pay sits 50.1% above the Minnesota state average.
Official BLS data · View source
In 2026, the medical coder salary in St. Cloud, MN, is projected to reach a median annual income of $49,515, significantly higher than the national median of $41,861, which indicates an impressive 18.28% premium for local professionals. The salary range for medical coders in this area spans from $38,022 at the 10th percentile to $80,415 at the 90th percentile, highlighting the potential for considerable earnings based on experience and qualifications. This data is derived from official Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics surveys. For medical coders in St. Cloud, these figures reflect not only a competitive local salary but also a growing market with a projected annual growth rate of 2.32%, suggesting an expanding demand for skilled coders in the region.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $38,022 | $18.27 |
| Lower Range (P25) | $42,786 | $20.57 |
| Median (P50)(typical) | $49,515 | $23.80 |
| Upper Range (P75) | $71,509 | $34.38 |
| Top Earners (P90) | $80,415 | $38.66 |
Median Salary Position
18.28% above the national average
2026 Salary Percentile Distribution in St. Cloud
In St. Cloud, MN, the medical coder salary spread from the 10th to 90th percentile is $42,393 (2026 est.). At $49,515, the local median is 18.28% above the national median of $41,861.
Salary Calculator
At 40 hours/week in St. Cloud: You'd be in the lower-middle range
How St. Cloud Medical Coder Pay Compares
St. Cloud median: $49,515/year (2026)
| Compared To | Median Salary | St. Cloud Pays |
|---|---|---|
| Minnesota Average | $32,988 | +50.10% more |
| National Average | $41,861 | +18.28% more |
Medical Coders in St. Cloud, MN earn a median of $49,515 per year (2026 est.), which is 18.28% higher than the national median of $41,861 and 50.10% above the Minnesota state average of $32,988.
Cost-of-Living Adjusted Salary
St. Cloud has a cost of living 12.37% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
St. Cloud, MN has a cost-of-living index of 87.632 (below the national average of 100). A medical coder earning $49,515 nominally has purchasing power equivalent to $56,503 in an average-cost city — an effective 14.11% boost.
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2021 BLS Actual
$46,910
2025 BLS Actual
$48,392
2026 Current Est.
$49,515
2021–2027 Growth
+8.0%
Salary Trajectory for Medical Coders in St. Cloud (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $46,910 | Actual |
| 2022 | $44,645 | Actual |
| 2023 | $53,200 | Actual |
| 2024 | $51,090 | Actual |
| 2025 | $48,392 | Actual |
| 2026(current) | $49,515 | Estimated |
| 2027 | $50,663 | Projected |
Based on 5 years of BLS OEWS data for the St. Cloud metropolitan area, the median medical coder salary grew 3.2% from $46,910 (2021) to $48,392 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $50,663 by 2027 — a total increase of $3,753 (8.00%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the St. Cloud metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $38,022 – $42,786 |
| 3-5 years (Mid Career) | $42,786 – $49,515 |
| 5+ years (Experienced) | $49,515 – $71,509 |
| 10+ years (Top Earner) | $71,509 – $80,415 |
CPC, CCS salary ranges estimated from BLS percentile data. Individual medical coder compensation varies by employer, certifications, and specialization.
Medical Coder Job Market in St. Cloud
As of the latest estimates, there are approximately 80 medical coders employed in St. Cloud, contributing to a localized job market that is relatively stable. With a cost of living index of 87.632, professionals here enjoy a better purchasing power compared to high-cost regions, making these salaries more attractive. Among the local employers, large healthcare organizations tend to offer the highest medical coder pay in St. Cloud, followed closely by specialty clinics and community health centers. Factors influencing the salary range include shift differentials, the necessity of specialty credentials, and the overall size and benefits structure of the employers. To maximize earnings, current and aspiring medical coders should consider gaining additional certifications, seeking positions in larger healthcare systems, and advocating for benefits that recognize their expertise in coding processes and compliance measures.
More salary data for St. Cloud, MN:
Frequently Asked Questions
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Written by Aisha Patel, RHIT, CPC
Career Analyst
Aisha has over 10 years of experience in medical coding. She specializes in inpatient coding at acute care facilities. Aisha works closely with healthcare providers to ensure accurate coding practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $48,392 for medical codersin the St. Cloud metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 4-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical coders (SOC 29-2072).
Compiled and verified by Aisha Patel, RHIT, CPC, a licensed medical coder with 10+ years of clinical experience. · View source data at BLS.gov